Credit Analyst Officer - Kotawaringin Barat, Kalimantan Tengah

Join Sinar Mitra Sepadan Finance, a trusted name in automotive financing, as our Credit Analyst Officer in Kotawaringin Barat, Kalimantan Tengah. In this pivotal role, you will play a key part in assessing credit applications, ensuring compliance with regulatory standards, and managing our credit portfolio. Our company, based in the heart of Kalimantan Tengah, is committed to providing innovative financial solutions to our customers, and we are looking for a talented individual to join our team and help us achieve our goals.

As a Credit Analyst Officer, you will be responsible for reviewing and evaluating credit applications, conducting thorough risk assessments, and making informed decisions on loan approvals. You will work closely with our loan officers and customers to ensure a smooth and efficient credit process. With your expertise and dedication, you will contribute to the financial well-being of our customers and the overall success of our company.

📋 Tanggung Jawab Pekerjaan

• Review and evaluate credit applications to assess the creditworthiness of applicants.
• Conduct risk assessments and prepare credit reports for loan approval decisions.
• Monitor credit portfolios and track loan performance to identify potential risks.
• Ensure compliance with regulatory standards and internal policies.
• Collaborate with loan officers and customers to address credit issues and resolve disputes.
• Analyze market trends and economic indicators to inform credit policies and strategies.
• Provide regular reports and presentations to senior management on credit portfolio performance.
• Stay updated on industry best practices and regulatory changes to maintain a competitive edge.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis or a similar role in the financial services industry.
• Strong knowledge of credit analysis tools and software, such as Bloomberg, FactSet, or similar.
• Proficiency in Microsoft Office Suite, including Excel, Word, and PowerPoint.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Familiarity with Indonesian regulatory standards and automotive financing industry.

🛠️ Keahlian

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